What is the Tuition Assistance Program (TAP)?

Are you a resident of New York State who is seeking financial aid to support your college education? The Tuition Assistance Program (TAP) might be the solution for you.

In this article, we will delve into the details of TAP, including eligibility requirements, the amount of aid you can receive, income limits, and the application process. So, let’s get started!

What is the Tuition Assistance Program (TAP)?

The Tuition Assistance Program (TAP) is a form of financial aid specifically designed for New York State residents pursuing higher education. This program enables eligible students to access grant money that does not need to be repaid.

Tuition Assistance Program (TAP) Eligibility Requirements

To receive a Tuition Assistance Program (TAP) award, students must attend a State University of New York, City University of New York, or a nonprofit independent degree-granting college.

You must also meet these eligibility requirements to qualify for a full-time Tuition Assistance Program (TAP) award:

  • Be a resident of New York.
  • Have lived in the state continuously for one year.
  • Have graduated from a U.S. high school or completed the GED.
  • Attend a postsecondary school in New York.
  • Be enrolled in an approved program.
  • Take a minimum of 12 credit hours toward the program per semester.
  • Maintain a minimum “C” average as of your fourth semester in school.
  • Be enrolled as a full-time student.
  • Owe at least $200 in tuition for the year.
  • Not be in default on federal or state loans.
  • Not be in default on state awards.
  • Meet income limitations.

Recipients may apply as full-time students or for part-time TAP as a part-time student. Part-time students must meet all of the above requirements and must complete a minimum of 24 credit hours in two consecutive semesters.

For application purposes, it’s important to note which situations prevent you from being considered a resident of New York — such as:

  • Your parents moved out of the state but claim you as a dependent.
  • Your parents moved out of the state and gave you more than $750 in financial support.
  • You moved to the state only to attend college.

How Much Can You Receive from TAP?

Awards range from $500 to $5,665 per year. The amount you can receive depends on the following:

  • The academic year.
  • The cost of tuition.
  • Your family’s combined state taxable income.
  • Private pension and annuity income, if applicable.
  • Federal, state, and local pension income, if applicable.
  • Whether you’re financially independent or dependent.
  • Whether you have other family members enrolled in college.

Are There Income Limits for TAP?

Yes, there are income limits for TAP eligibility. If you earn an income beyond the specified limit based on your tax status and number of dependents, you will not be able to apply for TAP. The income limits vary depending on your situation:

  • Married students with tax dependents: $80,000
  • Unmarried independent students with tax dependents: $80,000
  • Students who qualify as orphans, foster children, or wards of the court: $80,000
  • Married independent undergraduate students with no other tax dependents: $40,000
  • Single, independent students with no dependents: $10,000

How to Apply for TAP?

To apply for TAP, you need to follow a two-step process. Firstly, complete and submit your Free Application for Federal Student Aid (FAFSA®). Then, complete the TAP application, which is available online. Make sure to submit both applications to ensure you maximize your financial aid opportunities.

Do You Have to Repay TAP?

No, you do not have to repay TAP. It is important to note that TAP is a grant and not a loan. This means that the money you receive through TAP is free and can be used to cover your college expenses, providing you with valuable financial support.


In conclusion, the Tuition Assistance Program (TAP) offers a significant opportunity for New York State residents to access financial aid and alleviate the burden of college expenses. By meeting the eligibility requirements, completing the application process, and abiding by the income limits, you can benefit from the TAP grant.

Remember, it’s crucial to submit your FAFSA® and TAP applications to maximize your financial aid potential. So, don’t miss out on this valuable opportunity and kick-start your college journey with the help of TAP!

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